In what difficulty 'mode' do you play Death Test?

[larsdangly]

I'm going to tuck into a Death Test solo game tonight and was contemplating the various ways you can go about this that result in quite different levels of difficulty. I would rank them:

Fighters only; no talents; no ITL equipment
Wizards allowed, still no talents or ITL equipment
Add talents and ITL gear; no wizards
Full access to all talents, wizards and gear

In all cases, I assume we can agree that it simply isn't cricket unless you play with 32 point characters and strive to make sound tactical choices for the foes.