01-13-2016, 11:27 PM | #1 | |
Join Date: Mar 2013
|
[DF/Fantasy] Student Debt
OK, DF, and to some extent Fantasy adventures in general, consists of:
Quote:
So they probably have the Debt Disadvantage at the -5pt level, which can be brought off with just cash, but how much? Alternatively they might have gotten their training in the army through a reserve program, meaning they'll be called up in the event of a war, call that Duty (Army, 5 or less; Extremely Hazardous) [-5], yes I know that's not valid, but I want it a -5, not -7. Finally if they've got enough money (Enough levels in wealth) or pay off the loan you pick up a -5pt Enemy, people hounding you to work for them or the like. So this would be a required Disadvantage for any Power using classes, giving them an extra -5%, that's fine, but how would it work for Mages/Wizards? |
|
01-14-2016, 03:52 AM | #2 |
☣
Join Date: Sep 2004
Location: Southeast NC
|
Re: [DF/Fantasy] Student Debt
It may be required, but it shouldn't be a part of the power modifier unless skipping out on it causes the power to go away. So only if the power is based on a vow to fulfill those obligations, or the Vegan Police will show up and strip them.
__________________
RyanW - Actually one normal sized guy in three tiny trenchcoats. |
01-14-2016, 03:56 AM | #3 | |
Join Date: Jan 2005
Location: Gothenburg, Sweden
|
Re: [DF/Fantasy] Student Debt
Note that there are people who adventure to gain power or for excitement. I imagine the Futurists of Italy would love adventuring:
Quote:
__________________
“When you arise in the morning think of what a privilege it is to be alive, to think, to enjoy, to love ...” Marcus Aurelius |
|
01-14-2016, 08:52 AM | #4 |
GURPS Line Editor
Join Date: Jul 2004
Location: Montréal, Québec
|
Re: [DF/Fantasy] Student Debt
Hmm, I could actually see clerics and even some druids losing their powers if they don't make donations to the faith which are reflected in Debt rather than a Vow, if the GM and player like that trait better. Wizards don't have power modifiers, so they couldn't do this. Any caster might have debt – though at $10/month per -1 point, it would be a bit of a joke in Dungeon Fantasy, where people rake in tons of cash. I'd add a ". . . or 1% per level of the value of all treasure and earnings, whichever is higher" rider to that. That way, if a magic-worker with Debt 5 comes home with $20,000 in gold, he owes $1,000, not $10 for the month.
__________________
Sean "Dr. Kromm" Punch <kromm@sjgames.com> GURPS Line Editor, Steve Jackson Games My DreamWidth [Just GURPS News] |
01-14-2016, 02:23 PM | #5 |
Join Date: Mar 2008
|
Re: [DF/Fantasy] Student Debt
Wizards may also owe in kind. They guy you owe (your teacher?) doesn't want money, he wants replacements for those rare monster parts you destroyed through stupidity.
|
01-14-2016, 03:38 PM | #6 |
Join Date: Mar 2013
|
Re: [DF/Fantasy] Student Debt
Being thrown in jail, presumably in magic suppressing cuffs, counts, right?
|
01-20-2016, 02:33 AM | #7 | |
Join Date: Mar 2013
|
Re: [DF/Fantasy] Student Debt
Quote:
Thieves might also owe a similar percentage of their earnings to a local mob boss, but I'm not sure what they'd get out of it |
|
01-20-2016, 03:55 AM | #8 | |
Join Date: Oct 2008
|
Re: [DF/Fantasy] Student Debt
Quote:
But beyond that they get some minimal protection as in likely safe houses and maybe some services like fences that can smuggle out too hot goods to other places for sale and similar. |
|
01-21-2016, 03:22 PM | #9 |
Dog of Lysdexics
Join Date: Oct 2004
Location: Melbourne FL, Formerly Wellington NZ
|
Re: [DF/Fantasy] Student Debt
Guild sanctioned heists can have investigations side tracked via the boss' infuance. [the mlatia follow only most blatant leads]
|
01-22-2016, 05:02 AM | #10 |
Join Date: Jul 2006
|
Re: [DF/Fantasy] Student Debt
Being "in" with local organised crime will also give you access to better fences, safe houses, sources of thieves tools and other illegal goods, informants and assistants, general intelligence, money launderers...
|
Tags |
dungen fantasy |
|
|