[Character Creation] How many have used point buckets?

[Anders]

The "point bucket" system, as used here, refers to the practice of dividing character points at creation into "buckets". So a character built on 200 points might be allowed to place 30 points in skills, 50 points in advantages and 120 points in basic attributes and secondary characteristics. A person may be allowed to trade points between the "buckets" at a penalty - e.g. getting 10 points less to spend on basic attributes and secondary characteristics in exchange for 5 more points to spend on skills.

How many of you have used the "point bucket system"? What were your experiences with it? I'm thinking about using it in the future and I would like to know your thoughts.