Independent Income at later TL stages

[Rupert]

Originally Posted by Stormcrow

The character point doesn't give you or improve your free time. It gives you cash. That's all it does. That's all it's supposed to do. If you spend that cash on weapons for adventuring, you haven't earned any free time. It's a character point for monthly cash.

So why does it scale in a completely different way from 'Trading Points for Cash', which is also intended as a way for characters to buy money with points?

The question is a false dichotomy. Jobs are cash-for-work; Independent Income is cash-for-no-work. You have to have prerequisites and job rolls to have a job; you have to spend character points for Independent Income.

Note that those prerequisites might cost points, and the skills for the job roll definitely cost points.