Re: [DF] - Party wealth disparity
There's no reason a druid couldn't contribute to a "church" (or other organization), or even independently fund causes. The thread has useful suggestions for disposing of money; all the usual ones would apply.
If the character took Struggling for actual concept reasons, they won't have a problem with getting rid of the money. They find the idea of the Struggling character interesting, and getting rich would violate their concept, every bit as much as losing all their nature powers.
If, on the other hand, Struggling was chosen just for "free points" or outright munchkinism, then they'll object to foiling their plan to get rich and have bonus points. In that case, just have them buy off the disad immediately. If you're really harsh, they get no roleplaying xp while they mis-play their Struggling disad, making it even harder to pay it off. Any munchkin will instantly be motivated, since CP are far harder to come by than GP.
A central trope of the DF genre is rags-to-riches. If you incorporate that into your game, then it's probably best to disallow Wealth-related advantages and disads.
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