If you have problems with the too-steep differentiation of 'you have a point or you don't' for a class-full of high school students, use Dabbler perks. A half or quarter point can make a big difference between somebody pulling off a passable grade in a class and someone not even taking it.
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Originally Posted by Pragmatic
Note that one of the criteria is that, as people raise in education, their IQ increases as well. At least, in the Templates I've seen. (Probably a "chicken-and-egg" thing. If someone doesn't have an IQ of X, they probably wouldn't have gotten a degree of level Y.)
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That's not too surprising for templates, because a template that really uses a college education is likely going to be of the know-it-all type. Adventuring nerds usually lean to the omnidisciplinary.
A highly skilled chemical engineer would certainly have a college degree, but might only have a couple highly developed IQ skills and an average IQ. It's just that that character is less likely to turn up as a PC than someone who can also handle three other kinds of engineering, repair a car, and program a computer.
Education can justify an elevated IQ, but neither mandates the other.