They should really fix that in GURPS Horror!

[David Johnston2]

Originally Posted by pawsplay

Let me try to reiterate. The suggested penalty ranges from -1 to -10. So hierarchically, if not demographically, 30% of monsters produce a base penalty of -3 or less. Without any other negative modifiers, Will 10 and Will 13 are equal if you gain at least a +3 from Advantages, such as Resistant to Fear (+3) or Fearlessness 3. It seems like having an above average Will would count for something.

Assuming that you have a -1 penalty, the Will 10 character will have a target of 12 or less, while the Will 13 will have a target of 13 or less