Valkyrie racial template

[WholesomeMadScientist]

“Valkyrie 200 points

A Norse psychopomp, appearing as a beautiful warrior-woman riding a flying horse. The Valkyries ("choosers of the slain") served Odin or Frejya. They haunted battlefields to collect the souls of worthy fallen warriors to join the einherjar, who feasted and trained in the halls of Odin's Valhalla or Freyja's Folkvangr, awaiting the time they'd fight for the gods in the final battle of Ragnarok. Occasionally, Valkyries had other adventures, including falling in love with mortals, which raises the possibility of human-Valkyrie bloodline that might linger in today's world even if the gods are gone.
Valkyries always have martial skills, often adding Weapon Master for sword or spear. A modern-day valkyrie may keep with tradition or may update the horse and Dark Age arms and armor to contemporary equipment.
Monster Hunter settings often involve a looming apocalypse, so it's possible that Ragnarok is upon us! If so, when a PC pays 25 points for an Extra Life, a Valkyrie could appear, take him away for a brief recuperation, and then bring the person back in the next session as a soldier in a divine army ...

Attribute Modifiers: ST+2 [20], DX+2 [40], HT+1 [10].
Advantages: Ally (Spectral Steed, p. 25; Built on 75%; Constantly; Summonable, + 100%) [24]; Appearance (Beautiful)
[12]; Fearlessness 3 [6]; Ghost Weapon [14]; Reaper Talent 1 [5]; Regeneration (Slow) [10]; Resistant to Metabolic Hazards (+8) [15]; Valkyrie Talent* 2 [10]. • 40 points of Reaper abilities other than Ghost Weapon, extra levels of Reaper Talent [5/level], and/or Weapon Master [varies].
Disadvantages: Intolerance (Cowards) [-5].
Quirks: Loves a good fight. [-1]

* Broadsword, Riding (Horse), Shortsword, Spear, and Shield. Reaction bonus: honorable warriors. [5/level]. Valkyries can add up to two additional levels.”

I am particularly fascinated by the Intolerance (Cowards) [-5] disad & Loves a good fight. [-1] quirk. I wish there was more detail on those.

Anyway, to anyone who found this useful, you are welcome.