Bardic Luck & general rules clarification

[Mr_Draco]

Originally Posted by Ragnarookie

When I lose an item from a curse, or bad stuff say it says lose head gear or armor, does it have to be what’s equipped or if I’m carrying items that meet that I can discard instead can those count as well?

Depends on the exact wording of the card. Some cards say "Armor you are wearing" or "Armor you have equipped" and for those it has to be what you have currently equipped. If it says "Discard your Armor" then it can be Armor you are carrying.

Originally Posted by Ragnarookie

Oh the scenario I had in mind is that bardic luck says you get an extra treasure and immediately discard one so does it just imply one can’t read and pick and choose or I guess it just means you can’t use any rewards or anything until you discard and complete that action/ability?

You are allowed to stop and read them before choosing. In this case, it means you can't play cards or abilities until you make a decision.

Are steed treated like items cause we are limited to one, but unlike hireling it have a value on it so does that mean if I get a better steed can I trade it away or give it away to replace it with a better steed. Also if I already have a steed does cheat work to have. 2nd steed or can I use the hireling ability to “carry a steed” or since steeds are unequippable they can’t be carried?

Steeds are items and follow the normal item rules.

Yes you can use Cheat to equip a second steed.

Hirelings can not use steeds unless that hireling says it can.

Thanks for answering wrapping my head as much as I can to be a good GM this evening, will be 5 of us, 1 new to the game, 2x inexperienced myself included and 1 not a big fan of all the rules and reading and theme altogether.

No prob. Good luck and have fun.