Cost of living and Create Food

[malloyd]

One thing I might consider allowing though is that if you have Create Food, or some other way to mitigate expenses, is to just let you buy an appropriate level of Independent Income - you get to pay less, it doesn't waste any more of our time doing stuff like rolling for the Create Food spells, and, importantly, it's generalizable to any other excuse somebody might have for a lower CoL, without being unfair to the players that don't get the cost break for "free" because the can come up with a story why their powers should stretch to it.