Passive cover bonus from shield and cloak?

[tbone]

Originally Posted by Railstar

How would you figure it out?

Off the top of my head I'm thinking...

DB 1 = shield arm (shield hand assumed to be included).
DB 2 = shield arm + torso.
DB 3 = shield arm + leg on that side.

Then combine with the Focused Defence rules to present the shield side.

FWIW, in the article I reference a couple of times, I arrived at (i.e., flat-out made up) the following:

DB 1: Half cover for shield arm/hand (full cover for shield hand if buckler) and torso/vitals.
DB 2: Full cover for shield arm/hand; half cover for torso/vitals/groin.
DB 3: Full cover for shield arm/hand and torso/vitals/groin; half cover for legs (but not feet).

(Note: Where I use "half cover", I believe the appropriate BS term would be "partial cover".)

One could certainly redo (and probably improve on) my suggested combinations of location and coverage.

In any case, the effect would be (per B548 as quoted by DC) full protection for a "full cover" location, and a -2 TH (or 50/50 chance of shield strike) for a "half cover" location, versus any attack (intentional or random).

One way of going about it –