How much do you enjoy the character upgrade minigame?

[A Ladder]

Apparently my group is weird...we give out 5 points per session at a minimum. It's more like 7-8 on average. Campaigns go based on how long I want them to. I've had ~40 session campaigns and 2 session ones. I guess we average more in the ~20 range.

But, I digress, I personally looooove the upgrade minigame. Like Kromm stated it's all about focusing on the immediate needs vs. long term goals. This last campaign I've gotten to be a player and man, choosing between adding new skills, upgrading the skills that I rolled poorly on last session, or upping my combat prowess, or saving up for a big ol' attribute boost or expensive advantage....whew! I get choice paralysis, but in a good way.

Of course, in one of the campaigns I was GMing I found out one of my players had just sat on unearned points till he had 67! He was just super content with his character. I found that baffling.