Capes/Cloaks and armour layering

[DanHoward]

Originally Posted by Polydamas

In real life, most people strip off coats, cloaks, and capes before a hand-to-hand fight because they get in the way (eg. a cloak which covers the upper arm weighs you down when you try to raise your arm overhead to thrust overhand or adopt a high guard). I might not worry about this many games, but I would certainly apply the DX penalty to someone who wanted to claim a game benefit for wearing a cloak into combat!

Agreed. Realistically a cloak will always give a DX penalty but I would waive this unless the player wants to claim a DR benefit from it, in which case they also suffer the DX penalty.