Real world HP and FP equivalents

[Gollum]

Originally Posted by RobKamm

Quibble with this point. From the rest of your analysis 3 points would be a "knife cut" and no more. Belly wounds involve organs and potential sepsis -- hence the damage multiplier for vitals. The knife stab to the belly would be x3 for average 8 points. I'd describe the 3-point injury as a cut to muscle/surface bone area; it'll hurt, bleed, make you yelp about the tavern where you had breakfast, but isn't a fight ender for a hardened individual.

Right. The word "belly" was not a good one. It sounds to mean that a vital organ is damaged which would do much more damage in GURPS terms... But it still what does an average knife stab in what GURPS name "torso".

Note that it is before blood loss due to bleeding. Indeed, if the GM uses the bleeding rules, the wound can make the character lose more Hit Points... Especially with bullet wounds (the penalty to the HT is high).