Character Development with Points Question
I'm a bit confused on how character points work in GURPS when it comes to in game development.
Do you need to use character points for everything that would improve your character permanently? Say I walked into a clinic and paid a bunch of money to genetically engineer a new physical advantage. Would I have to pay character points in addition to the cost of the procedure, or would I only have to pay the monetary value in game?
I'm assuming if you need character points in addition, it's meant to limit how fast a character can develop in one session. A multimillionaire could get a 100 points of free advantages in a high TL society.
If this is how it is, is it the same with disadvantages? If I blow the head off of my enemy, does his twin brother come after me if I don't immediately buy off the disadvantage with character points?
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