Re: Wildcard Skills in GCS?
Part of the point of a Wildcard skill is to remove the clutter of a long list of skills from the character sheet. Anytime the character is doing something sneaky - just use Sneak!, and don't worry what regular skill would usually be used.
That said, if you want the reminder about what skills it usually replaces, I'd just put the skills that it can replace in the notes section.
As for penalties, I think it makes sense to assess any penalty that would apply to the regular skill to the Wildcard skill.
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