Is temperature tolerance really that expensive?

[Flyndaran]

Originally Posted by Ulzgoroth

Low Tech Companion 2, page 25.

The listed DR values for armor are (obviously) what protection it provides to the wearer, not necessarily (or likely) what it provides to itself.

Optional rules.
But even that one I think covers small perforations rather than actual damage like how cat scratches may break the skin but don't come close to causing 1 point of damage.