Is temperature tolerance really that expensive?

[vitruvian]

Originally Posted by Anthony

DR bought with character points does not claim to differ from any other sort of DR.

Look at armor vs. swarms. DR that armor worn as gear gives you is indeed different from innate DR, unless you think biting insects are able to eventually crawl under Luke Cage's skin.

In any case, if you won't let innate DR protect forever against the 1d-1 or 1d from being in fire, or the 3d or so from being in lava, then GURPS can't have fire elementals. GURPS does have fire elementals, so that's wrong.