Affording a spaceship?

[Stormcrow]

Originally Posted by Peter Knutsen

I'm confused now. I'm really confused.

That's because you don't understand what I said, and I think you're looking for an argument.

Reducing the price of spaceships is a setting-based decision, not a campaign-style one. Either spaceships are as cheap as cars (or boats) or they're realistically expensive and only affordable by countries and large corporations. This does not change depending on whether the characters are settled or wanderers.

You don't reduce the price of spaceships to 20% of their original cost; you reduce their price to the price of cars (or boats), because that's how much people in the world actually pay for them.