Starting Gear with Pyramid 3/44 Abstract Wealth

[SCAR]

Originally Posted by sir_pudding

If Wealth is more that just "more spending money" and includes things like better access to credit, higher interests on savings and investments, deeper reserves, more flexible instruments of credit, and higher monthly incomes (remember that these rules also cover what both Jobs and Independent Income would in the Basic Set), then this looks like a feature to me.

You pay points for a Wealth Level, which with standard wealth has a clearly defined multiplier. Gaining significant further multipliers of wealth without paying points doesn't work for me.
If you paid [20] points to be Wealthy and have x5 wealth, then you have x5 the amount of money, credit, etc as the Average guy who paid 0 points towards wealth.

Originally Posted by sir_pudding

Even in the Basic Set, Job and Independent Income vastly outstrip increases in CoL at higher TLs, resulting in Wealthy characters having much higher net incomes than less wealthy characters then the mere multipliers would suggest. That this abstracts so much more about Wealth and amplifies that doesn't seem problematic.

Actually, No.
Independent Income is always 1% of Personal Starting Wealth per Point, clearly following the basic wealth multiplier.
Job Income is defined by TL, and is multiplied by Wealth Level (assuming you have a job appropriate to your wealth level).
If you have Status equivalent to your Wealth (Average=0, Comfortable=1, Wealthy=2), then for all TLs and Wealth Levels/Status*:
Job Income After Cost Of Living = 10% of Personal Starting Wealth

Again, following the basic wealthg multiplier.

*Cost of Living for Status -2 needs to be adjusted to $120.

So all Wealth related rules and mechanics do scale directly with the base wealth multiplier for which you've paid points.