Stock Market Crash (Munchkin Apocalypse Disaster)

[Nevarh]

Hi! My friends and I were arguing loudly in good old munchkin fashion about the card Stock Market Crash.

Does "end your turn immediatly (without even giving charity)" mean that in combat when the monsters win and you play stock market crash on the player whose turn it is that

- both the player and a helping player can escape without having to run away?

- Does only the player hit by the disaster escape and the helping player has to try to run away?

- Do both players have to run away and then the turn ends?

The first interpretation of the card would make the disaster too powerful in my opinion - simply hit yourself with the card and escape automatically without rolling a dice...