Lances

[Fnugus]

Originally Posted by vicky_molokh

Yeah, same thing is allowed in MA. But here's a murphy: this rule means only the mass of the horse matters - the mass of the rider and armour has no effect; horses with identical final velocity and different rider masses do same damage.

Perhaps it does up for this by the fact that rider might increase weight, but also encumbrance, thus decreasing speed. OTOH you could always just add together the weight of horse + stuff on it's back for a houserule.