[Inky]

Hindi and Urdu are usually written in different alphabets, though. Hindi is written in the Devanagari alphabet (as are Nepali and Sanskrit), Urdu in the Persian version of the Arabic alphabet. According to Wikipedia this has indeed been the case since before the time this game is set. So a character who spoke Hindi (or Nepali) but not any languages written in Arabic wouldn't necessarily be able to read Urdu. Doubt if it'll ever come up in a game set in Victorian London, just discussing it because it's interesting.

As Johndallman said, they're basically dialects of the same language, but trying to act like separate languages because of politics.

What's a Nepali doing with 2 points in Hidden Lore (Vampires)? Not a part of the world you usually hear vampire legends from, unless I've missed some. Are there vampires in that part of the world in your game, or has he just been monster hunting in Europe for long enough to pick these things up?