Quote:
Originally Posted by CarrionPeacock
A properly built knight requires some traits: Status and Wealth are obligatory, Legal Enforcement Power, Legal Immunity and Patron are desirable. Beside advantages, skills like Administration, Dancing, Diplomacy, Falconry, Heraldry, Law, Politics, Public Speaking, Savoir-Faire, Strategy and Writing.
This means the knight must spread their points on both physical and intellectual traits, turning them into a master of none. A peasant mercenary will be a better fighter and whatever social skill they lack can be easily covered by the high IQ mage spending a couple points.
In a realistic campaign it might not be too much of a problem, a peasant will not be a fighter to begin with and high IQ or access to certain skills will also be limited to the aristocrats, but most games in my experience are less rectal about it and allows non-noble fighters, turning nobility into a burden.
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Honestly the knight you describe is a rather high-end one. They weren't all affluent administrators who knew how to dance, speak honeyed words and lead large forces into battle. Some were relatively uncouth rural types who owned nothing but their mount and armour. Also , the higher the point total of the game the more wiggle room you have to include things like a bit of a status and wealth without becoming an inferior fighter