Quote:
Originally Posted by RyanW
Was trying to figure out how to build a disadvantage where you have trouble with routine situations, but not when it really counted. For example, you're a lousy shot on the range but a beast in battle, or are a danger to everyone around you when commuting to work despite being a world class racing driver. Kind of a reverse version of Low Self-Image. Would that be just a quirk, or maybe a quirk per affected skill?
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It's a single quirk. If you're only penalized when a roll doesn't matter, then being penalized doesn't matter, and the effect is worth nothing. But you will be notable to other people for being so lousy in non-important situations. Being notable for something is a quirk.