[nik1979]

Actually a Knight doesnt have to buy it, it is usually his lord who does. This is especially true to loyal retainer knights and isnt the case from Second Sons who'se family can afford to give them the starting equipment for the job of man-at-arms.

In the Patron Advantage, the patron can provide as much as the Characters' Starting Wealth in Equipment and even more. So for 10cp all the knights standard equipment, regardless of his budget can be covered by his lord. Although some lords grant these as gifts to the knight as part of the "hiring" fee, so at 15cp (+50%) the knight starts out with equal his wealth in equipment and more depending on the lord.

The nice thing about this rule is that, it is ambigous about how much equipment. Which leaves it to your best educated guess.

Great Job Icelander :D