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Old 01-21-2018, 10:38 AM   #3
Stormcrow
 
Join Date: Aug 2004
Location: Ronkonkoma, NY
Default Re: Independent Income at later TL stages

When the description of Independent Income says you get an income of 1% of your adjusted starting wealth per level of the trait, it doesn't mean your Multimillionaire 3 with Independent Income 20 invested 20% of $300 million. The amount of income you get is completely unrelated to how much money you have, EXCEPT for purposes of counting character points.

In other words, it's a GURPS character-accounting feature, not representative of any specific investment.

What you're supposed to do is start with a reason you make extra money, decide how much money that is, then figure out how many character points it'll cost. It doesn't model any kind of economic system; it's not a simulation. It's just "I want a non-job-related cash income each month" advantage, and the point cost is relative to your starting wealth.
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