Re: Are knightly characters ineffective?
In a realistic game, a knight is simply worth more points! They are almost always born into more money and power, and pursue a career where they have a superior diet, more time for self-improvement, and better access to teaching and medical care. There's no way around them having just about every edge over a commoner.
This is why, in GURPS Dungeon Fantasy, most of that is abandoned in favor of "knows how to fight." The main difference between a knight who knows how to fight and a common thug who knows how to fight is that if realism were switched back on, the knight would skyrocket in points due to all the Status, Wealth, genteel skills, etc., while the thug would plummet as a result of negative Status, poverty, and probably a Social Stigma of some kind.
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