Re: Does ordinary clothing provide DR?
As mentioned, the cloth is specifically a kind of armor - 16+ layers of fabric quilted together, or heavy felting, or so forth. You might wear something similar as protective gear, but not as "clothing" per ce.
Shoes (not sneakers, deck shoes, or basketball shoes, but "nice" shoes with hard soles) give DR1 from "underneath" - ie stepping on things. Boots, like most ankle-high workboots or combat boots, give DR1 in general, possibly 2 from the "front" for steel toes and metatarsal covers, and 2 from underneath for a steel shank.
"Motorcycle jacket" covers an obnoxiously wide range of clothing, ranging from no DR at all through DR1* against cutting/abrasion only, up to Medium leather as Dan says - but that's for a really expensive and thick jacket that you know you're wearing for protection, not casually. For the more modern stuff for serious racing bikes (the extra whiny ones), there's some extra protection over the joints and spine - but we're getting into specialized armor here.
Winter clothing is totally a source of (crappy) DR. Depending on what it's made of, it might also be ablative - thin gortex shell over padding for snow pants = ripped snow pants if you dare fall on bare asphault or a bit of ice.
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