Quote:
Originally Posted by Sindri
That seems like a good approach if you don't normally apply both defaults and familiarity. If you do normally apply both though it seems like someone who has a real default should still have a relative +1 or something in comparison to someone without any experience.
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Familiarity can get a good deal worse than -2 - I think down to something like -6. I'd say doing something physical when you have absolutely no experience with anything like it would be -6 Familiarity, rather than "can't do that at all."