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Originally Posted by Silverblade
If he already has assets, sure - but if the Full Time Adventurer starts out as "dead broke", and has no assets, but is highly skilled and accumulates a bit of cash, with which he bought some equipment (or made it himself) and shows no desire to accumulate wealth, and also has literally no cost of living he'd stay Dead Broke.
The money accumulates over time and he rarely spends anything, one day he'll have a sizeable cash reserve (and, as an adventurer, he'll carry it all in a purse on his belt, even millions of it :p ) but he'd still be dead broke.
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Nope, Not at all.
First , you cost of living has nothing to do with you "Wealth level", it has to do with your Status level.
Dead broke is you have nothing but the clothese you your back, and they not worth much, and no prospects of getting more.
an Advtures Wealth level will deppend how good they are at being a "Freelance advture if the bring enough income from loot, rewardfs etc to live a avarage world lifestly , then ther wealth level is average, etc.