Quote:
Originally Posted by Polydamas
In fact, Low Tech page 103 has a solution "However, DX penalties don’t apply if the total odds of partial armor protecting a hit location are 3 in 6 or less (see the Armor Locations Table, p. 100), or for armor that covers only the head."
I would rule that a breastplate (Chest Front) counts as "3 in 6 or less", so a Light Mail Torso + Arms, Layered Cloth Torso + Arms, and Plate Chest Front would count as two layers of armour. It would give -1 DX.
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I already knew about the 3 in 6 or less rule, already applied in our campaings. However, I really like the idea of the extra FP loss for wearing such a layer of padding or overcoat, maybe united with a -1 penalty for Fast-Draw and DX rolls for readiness of reaction, instead of giving the full -1 DX penalty. This would give a valid reason to choose to not wear these items without giving an excessive penalty for those fighter that choose instead to wear them.