Quote:
Originally Posted by Anthony
Oh, I failed to notice that stupidity.
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I believe it's meant to allow Dead Broke characters and the like to start play with some gear. Essentially, Points for Cash is more an option for characters below Average Wealth; it has some limited utility for those with Average Wealth, but is largely useless beyond that (for Comfortable, the same points in II would match it in only 5 months, for Wealthy in two months, and for anything higher you exceed Points for Cash with the first II payout - although the GM may not have that happen until a full month has passed in-game, making Points for Cash's poor exchange rate essentially an "immediate gratification tax"). As I said before, however, I'm not a fan of Points for Cash; I'm currently considering an option that would let characters start with additional funds but being in debt (not as a Disadvantage, but actually having what amounts to a monetary loan that has interest and needs to be paid off), but will probably start a new thread for that once I have a jumping-off point.