[DF] - Party wealth disparity
 

In the party of DF characters for the game that I'm running, I have most with Average wealth and one with Comfortable. DF suggests handling the Wealth advantages as how much you can get for selling loot. The last time this came up, it handled itself nicely as the character with above-Average wealth was the appointed loot seller and he skimmed off the top. My conundrum now is that we just had a new player join with Struggling-level wealth. It would seem that with the typical egalitarianism that happens in these sorts of games that those are going to be free points. That is, after the money from selling the spoils of adventuring are divvied up that the Struggling character will get just as much as the Average character. Because the new character is a Druid, I can't pull something obvious like tithing to a church or something. How have you handled this in play? Thanks in advance.

Re: [DF] - Party wealth disparity
 

No Wealth in DF is how I handle it. You can trade points for cash, but everyone starts with Average wealth and isn't required to spend points on buying more once they start to pull in the loot. And I base how much you can sell your gear for on your reaction mods, with Merchant adjusting it up.

Re: [DF] - Party wealth disparity
 

If he gets the same share as all the others, then he basically got free points by taking Struggling wealth.

Perhaps it's time to let a certain druid be victim of a theft?

Re: [DF] - Party wealth disparity
 

Id suggest that Mr Comfortable take an extra skim off Mr Strugglings share would only be fair

Re: [DF] - Party wealth disparity
 

All XP that is gained is going directly to paying off the Disad until it is paid completely off.

Re: [DF] - Party wealth disparity
 

Tell the player "It looks like your low Wealth isn't as much of a disadvantage I thought it would be. Would you be fine with either buying it off or replacing it with another one worth -10 points?"

Re: [DF] - Party wealth disparity
 

What I usually do is state that changes to initial wealth are just fine, but any longer-term wealth needs an appropriate out-of-campaign reason for the income (or lack thereof). So increased wealth provides an investment income, or rents, or stipend that ensures they always have a certain amount of money. Likewise, decreased wealth REQUIRES that excess funds go to a tithe, or to support family back home, or to perpetual gambling losses. Changing this requires spending the points.

Re: [DF] - Party wealth disparity
 

I can see four ways to deal with this:

1. Say no, getting them to exchange Struggling for something else
2. Make them use their earned CP to buy it off
3. If the party tends to use a "party funds" approach, invert the equation and make stuff bought for the Druid cost twice as much and stuff for the Comfortable character cost half.
4. Take off and nuke the site from orbit

Re: [DF] - Party wealth disparity
 

While option 4 sounds fun...

Another option is, if the players all agree to it anyways, that the Druid really wanted to go with the crew badly enough that he offered to only take half a share of the loot.

Or maybe he's from some sort of order of Druids that need funding for some reason or another... he sets aside half of his earnings to send to them, and has an explination as to why he's delving in the first place. Also, when he's made enough money for the order is conveniently the same time he pays off the 10 CP he gained from this disadvantage.

You know, that's not as stupid as I thought it would be... but the player has to agree to it... whatever you decide on going with.

Re: [DF] - Party wealth disparity