Jag Fairchild Delvers to Go

[MiB1213]

I printed out Jag Fairchild just now for a player and read it for the first time. In the design notes it says that 3 Quirks were sold back for more starting cash. But it seems to still show 5 in the character information:
Equal opportunity lecher -1
Lies for innocent fun - not compulsively -1
Loves to spread rumors of his awesomeness -1
Prefers spells for stealth an observation, song of command to affect minds -1
Sneaks whether it’s necessary or not -1
Is there something in the character I missed that gives him the quirks.
Also wouldn’t one have been used for his Power Item?

[Pseudonym]

Originally Posted by MiB1213

I printed out Jag Fairchild just now for a player and read it for the first time. In the design notes it says that 3 Quirks were sold back for more starting cash. But it seems to still show 5 in the character information:
Equal opportunity lecher -1
Lies for innocent fun - not compulsively -1
Loves to spread rumors of his awesomeness -1
Prefers spells for stealth an observation, song of command to affect minds -1
Sneaks whether it’s necessary or not -1
Is there something in the character I missed that gives him the quirks.
Also wouldn’t one have been used for his Power Item?

By "sell back" it means that he traded 3 points he would have got from quirks for $1,500. He also has Wealth. This all adds up:
$1000 normal starting cash
+$1000 for comfortable wealth
+$1500 for selling points =
$3500

The same note box says what he spends the points on from the other two quirks (fast-draw (knife) and signature gear)

All characters get up to 5 quirks.

[Kromm]

Quirks don't "go away" if you use them for extra money. The way it works is like this:

• Your professional template is worth 250 points. You're at 250 points when you've selected a template and made all the choices it offers.
  
  
• A full load of quirks is worth -5 points. You're at 245 points after you've defined five.
  
  
• The standard power level is 250 points, so you have 5 points to spend at this stage. Each point spent on abilities adds 1 point to your total, while points traded for money do not. So your options are being worth 245 points and trading 5 points for +$2,500, 246 points and trading 4 points for +$2,000, 247 points and trading 3 points for +$1,500, 248 points and trading 2 points for +$1,000, 249 points and trading 1 point for +$500, or 250 points and having no extra money. No matter which choice you make, you'll have five quirks.
  
  
• How much money you end up with depends also on Wealth. Add the amount from your Wealth level to any extra money.

Jag is worth 247 points, which means he traded 3 of the 5 points generated by his five quirks for +$1,500. This adds to the $2,000 for a Wealth of Comfortable, whence his $3,500 in gear.

Power items have nothing to do with quirks. Everybody who can cast spells gets a power item "for free." It's generally just the most expensive piece of gear the character owns, in Jag's case his shortsword, but it can be any article the player likes. It's common to save one of the points that quirks generate to "insure" one's power item with Signature Gear [1], but that's optional.

[sir_pudding]

Note that that unless something has changed, if you are using GCA to check if the totals are correct the software does this incorrectly and counts points spent on money towards your total.

[MiB1213]

Another question regarding a character in Delvers to Go.
The quarterstaff that "Uncle Seamus" has. Can you please explain how you arrived at the total value?
Adventurers pg 118 has the price for a wizard staff at $40, a quarter staff is listed to be $10. Making an weapon fine adds a CF of +2 but when you find the total value of a item that is made fine it would be (1+2CF)x10. for a regular quarterstaff which is only $30; the wizard staff at fine would be (1+2)x40 which is 120. So I'm confused as how it became $60.
Also where did you get the value of the crystal ball that's shown as $475?

This may seem petty but it's bothering the heck out of me that I cannot figure out the silly math.

[Anthony]

A wizard staff is a staff (costs whatever a staff costs) plus a $30 enchantment, so he's paying $30 for a fine staff, and $30 for a staff enchantment, for a total of $60.