11-08-2009, 09:30 PM | #1 |
Join Date: Dec 2008
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Dead Broke + No Cost of Living
Some beings might have Dead Broke, with little means of earning or even using cash, but suffer much less from it due to having no effective cost of living. For example, some slaves, sentient pets/golems, talking swords, etc.
How much less should Dead Broke be worth in such a case? |
11-08-2009, 09:46 PM | #2 |
Join Date: Sep 2007
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Re: Dead Broke + No Cost of Living
As the adage has it, "A disadvantage that doesn't limit the character is worth no points."
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11-08-2009, 09:49 PM | #3 | |
Join Date: Dec 2004
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Re: Dead Broke + No Cost of Living
Quote:
Of course, by the description, very few people are actually dead broke, as even homeless people have bags worth of stuff. However, a particularly vicious GM might visit the homeless PC with nothing more than the stuff she's accumulated in her shopping cart with thieves who steal the meager possessions, once more reducing her net wealth to 0. This will happen regardless of your cost of living, and may go a long way to explaining status of -2. |
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11-08-2009, 09:49 PM | #4 |
Join Date: Feb 2009
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Re: Dead Broke + No Cost of Living
Personally, I wouldn't make the disadvantage be worth less. Most of the characters that you described would have the Doesn't Eat or Drink advantage or Patrons, and many would have both, just to justify not having a cost of living. Those should use up enough points to offset the gain from taking Dead Broke as a disadvantage.
Basically, I'd say that they get full price for not being able to earn money, but that they also need advantages to represent the reasons that they don't need money. |
11-08-2009, 10:03 PM | #5 |
Join Date: Dec 2008
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Re: Dead Broke + No Cost of Living
For it not to be a disadvantage at all is absolutely silly, unless you're in a campaign entitled "The Lonely Hermits in the Land of No NPC's". Being unable to earn/use money is always a disadvantage. The question is, how much LESS of a disadvantage is it if you don't need it to enjoy your standard quality of living.
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11-08-2009, 10:25 PM | #6 | |
Join Date: Dec 2007
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Re: Dead Broke + No Cost of Living
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11-09-2009, 12:34 AM | #7 | |
Computer Scientist
Join Date: Aug 2004
Location: Dallas, Texas
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Re: Dead Broke + No Cost of Living
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11-09-2009, 04:24 AM | #8 | |
Join Date: Sep 2004
Location: Orange County, VA
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Re: Dead Broke + No Cost of Living
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11-09-2009, 10:16 AM | #9 |
Join Date: Nov 2006
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Re: Dead Broke + No Cost of Living
If you are a slave and want to have a nice owner you need to buy an ally or a patron... ;-)
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11-09-2009, 10:36 AM | #10 |
Join Date: Dec 2006
Location: Eindhoven, the Netherlands
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Re: Dead Broke + No Cost of Living
And you're "totally self-contained, like a talking sword or something" (to use the words of another poster), you need something like "Does not Eat" and other, similar advantages.
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