Gear rich, money poor

[cosmicfish]

Originally Posted by acrosome

I'm not tracking the problem with high Wealth coupled with high Debt. Then counter any implied status from the Wealth with a negative Reputation (Tramp Starship Captain)- a group known for thier shady pseudolegal dealings, lack of reliability, recreational barfighting, and occasional piracy.

Plus, since said captain cannot pay for his Status upkeep he loses it anyway, right? (I'm asking- I don't know.)

The basic problem is that doing so adds narrative elements that I do not want. Why does the Captain need to be in debt, or fly a derelict, if they do not want to? Yes, the character could simply choose not to take advantage of the income they are entitled to by being Filthy Rich, but that is the difference between choosing not to kill someone and having the Pacifism (Cannot Kill) disadvantage - one is a choice you make in game, the other is a requirement of the character for which you are compensated.