02-11-2019, 09:40 AM | #41 | ||
Join Date: Mar 2014
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Re: Skill for laying low in an urban area
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Whether most people could afford to go on the run depends greatly on how long they have to do so, the standard of living they want and whether they have time to prepare before running away. Quote:
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02-11-2019, 09:45 AM | #42 | |
Join Date: Mar 2006
Location: Iceland*
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Re: Skill for laying low in an urban area
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Sure. And what you use to prepare are Allies, Contacts and other social advantages and a range of skills.
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Za uspiekh nashevo beznadiozhnovo diela! |
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02-11-2019, 09:55 AM | #43 | |
Join Date: Dec 2007
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Re: Skill for laying low in an urban area
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02-11-2019, 10:02 AM | #44 | |
Join Date: Mar 2014
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Re: Skill for laying low in an urban area
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The default money you get by not having any Wealth disadvantages can also be very useful for preparations. |
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02-11-2019, 10:04 AM | #45 | |
Join Date: Mar 2006
Location: Iceland*
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Re: Skill for laying low in an urban area
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Checking typical cards in Iceland, you can generally get around $300 from an ATM if you are not withdrawing from your own bank. If you are withdrawing from an ATM from your own bank, you can get up to $1,000 for the basic cards that most everyone has and up to $7,000 for cards that are meant for travelers, if you are withdrawing from an ATM specifically targeted for the use of such cards. No idea how to find one of those and don't know anyone who has ever needed to withdraw that kind of money from an ATM.
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Za uspiekh nashevo beznadiozhnovo diela! |
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02-11-2019, 10:15 AM | #46 | |
Join Date: Mar 2006
Location: Iceland*
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Re: Skill for laying low in an urban area
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If you had to do this for real, under a time pressure and with all sorts of things you really needed to accomplish before you left, there wouldn't be a +10 TDM anymore. There might be a +4 to +6 TDM if you had prepared beforehand and got some warning, but that still gets into the territory where actually having a skill level higher than default starts to be useful. If a PC is going to start with his beginning Wealth specifically stored in a form ready for going on the run, I'd generally demand that the backstory explained why and that would tend to come with skills related to this reason.
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Za uspiekh nashevo beznadiozhnovo diela! |
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02-11-2019, 10:19 AM | #47 |
Join Date: Sep 2004
Location: Canada
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Re: Skill for laying low in an urban area
Just about every bank I know of has a limit on how much you can withdraw at once, usually about $500 or $1000. Which won't get you far. Dinging all your cards at once will set off alarm bells at the bank, and they may abruptly lock your cards before you're done as a fraud precaution.
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All about Size Modifier; Unified Hit Location Table A Wiki for my F2F Group A neglected GURPS blog |
02-11-2019, 10:20 AM | #48 | |
Join Date: Jun 2005
Location: Lawrence, KS
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Re: Skill for laying low in an urban area
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As much as anything else, this is an expenditure control strategy. If I take cash out of my wallet, I feel the outlay emotionally. Putting something on my debit card feels less real; there's not the psychic barrier of, "No, I don't have enough money for that." Takiing out a certain amount each week is a way of defining a "petty cash" amount that I'm prepared to spend without advance planning and without first checking my bank balance. In any case, you're quite right that my habitual cash balance wouldn't last me long if I needed to pay for a place to stay with it. I might not even be able to get one; I first got a credit card after dealing with hotels that expected every guest to have one.
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Bill Stoddard I don't think we're in Oz any more. |
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02-11-2019, 10:31 AM | #49 | |||
Join Date: Mar 2014
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Re: Skill for laying low in an urban area
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If the time gets much shorter, then that can become harder. On the other hand you might just have thought through the scenario sometime in the past. Either like I have done just now, or by hearing about how some criminal using their credit card got caught like that. I don't think that is at all unusual. Quote:
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Last edited by Andreas; 02-11-2019 at 10:37 AM. |
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02-11-2019, 10:34 AM | #50 | |||
Join Date: Mar 2006
Location: Iceland*
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Re: Skill for laying low in an urban area
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And, honestly, if I was GM-ing, I'd still require Streetwise or other skills useful in similar conditions for a lot of the day-to-day challenges of being a person without identification or legal residence permits in a foreign country, even if that was a country where you could use cash for almost everything. Quite simply, Streetwise is not confined to those who are criminals by choice, it's a basic life skill for anyone who is trying to live in urban areas, but remain outside of mainstream society and avoid official notice. Quote:
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There are skills to avoid this, but for normal people who are not rolling against any skills, any place that will rent you a room, whether by the night or for longer periods, pretty much requires that you have not only a valid form of identity papers, but also some way they can charge a credit card or otherwise claim your money for damages if you steal or ruin anything and then run away in the night.
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Za uspiekh nashevo beznadiozhnovo diela! Last edited by Icelander; 02-11-2019 at 10:54 AM. |
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