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Originally Posted by Greg 1
How many character points do you think a PC needs to start a career in dungeon delving?
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You can go as low as you want, you just have to scale the opposition. If you are fighting unarmored 1 hit point opponents, none of whom have a skill level higher than 8 or weapons better than a stick, you can get away with poverty stricken PCs with no skills whatsoever.
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Let's assume that they can't join a party that has members of higher point value than they are.
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I think that's the easy case. If everybody is low point, scaling the opposition is simple. What's hard is finding a way to make a low point PC at all relevant as part of a party of higher point value characters. I probably wouldn't try anything less than half the party average.