Re: Question about an edge case with Gadget
A pendant is unlikely to be larger than SM-9 which is 2", it would probably be much thinner, but that doesn't really matter since we've already hit the minimum on the discout. As for hitting the chain... I'm not good with fraction of inches, but the SM there could easily be in the SM-15 range. If it's also hidden under clothes or armor it's pretty much impossible to hit. I would say that reduces the value of the Breakable limitation as well.
As for stealing it if a bracelet is - 30% and a coin in a pocket - 20%. You're probably looking at - 30% if you have to wear it openly and - 20% otherwise
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