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Originally Posted by Rasna
As explained before, using HTWIH and getting a -6 malus to target one thigh, which has a surface equal to 22.5% of torso area, isn't both realistic and playable,
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The penalty in this case would be only be -4. Leg is - 2, shin is 3/6 coverage so -2 and -2-2=-4. That would mean you most likely hit the thigh, but might hit the knee, and either way don't hit the shin armor.
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especially when you can target one hand (5% of torso area surface) at -4
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Hands are easier to hit relative to size on purpose. They are likely targets of opportunity in melee.
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1) you can hit the femoral artery with a cutting/impaling/piercing hit;
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If you want to target it specifically you can, at -5.
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you fight bare-handed, Hurting Yourself (B379) applies on shins (despite having DR 0) but not on thighs.
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Punching them in the knee, though isn't a bad thing for you.
If you avoid the shins (at -4) you are going to hit either knee or thigh.