Quote:
Originally Posted by Coin Flip 42
If there is only one monster in the combat, then you collect the treasure as soon as you cast the charm.
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Not quite. You are effectively winning the combat by doing that, and therefore must allow the other players time to stop you. This can include one or more of them playing Wandering Monster and a Monster to continue the combat. Only once everyone's agreed that they won't stop you from winning with the charm spell can you take the Treasure.