Quote:
Originally Posted by AlexanderHowl
I generally require anyone with Wealth (Very Wealthy) or above to purchase Independent Income 5, in order to represent the earnings from their investments/properties.
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That gets into a separate issue of income vs assets. Realistically, people in the lower wealth brackets are likely to have a net worth of less than a single year's income, but at higher wealth levels assets actually go up a lot faster than income. At lower wealth levels, median net worth is less than one year income (consistent with GURPS, average wealth is income $31,200 and net worth $20,000), but at higher wealth levels net worth can easily be ten times annual income. Realistic investment income for someone who spends fairly minimal time managing their investments is well under 1% per month.