[Sam Baughn]

Two low powered templates for modern characters.

Academic
50 points
Attributes: ST 9 [-10]; DX 10 [0]; IQ 12 [40]; HT 10 [0].
Secondary Characteristics: Damage 1d-2/1d-1; BL 16 lbs.; HP 9 [0]; Will 11 [-5]; Per 11 [-5]; FP 10 [0]; Basic Speed 5 [0]; Basic Move 5 [0].
Advantages: 25 points chosen from among Cultural Familiarity [Varies], Eidetic Memory [5], Languages [Varies], Less Sleep [2/level], Lightning Calculator [2], Mathematical Ability Talent [10/level], Patron [Varies], Single Minded [5], Social Regard (Respected) [5/level], Status [5/level], Tenure [5], Wealth [Varies] or +1 IQ [20].
Disadvantages: -15 points chosen from among Absent-Mindedness [-15], Bad Sight (Correctable) [-10], Clueless [-10], Combat Paralysis [-15], Curious [-5*], Honesty [-10*], Jealousy [-10], Oblivious [-5], Pacifism [Varies], Truthfulness [-5*], Unfit [-5] or Workaholic [-5].
Primary Skills: Research (A) IQ+1 [4]-13, and one of Anthropology, Archaeology, Chemistry, Economics, Expert Skill (any), Geography, Geology, History, Law, Linguistics, Literature, Mathematics, Philosophy, Physics or Sociology (H) IQ+1 [8]-13, Biology (VH) IQ [8]-12, Connoisseur (any) (A) IQ+2 [8]-14 or 8 points in any other 'academic' skill.
Secondary Skills: any two of Administration (A) IQ [2]-12, Computer Operation (E) IQ+1 [2]-13, Public Speaking (A) IQ [2]-12, Savoir-Faire (E) IQ+1 [2]-13, Teaching (A) IQ [2]-12, and Writing (A) IQ [2]-12.
Background Skills: 4 points in any of the skills listed under primary skills or any other skill relevant to their field of expertise.

Artist
30 Points
Attributes: ST 10 [0]; DX 10 [0]; IQ 11 [20]; HT 10 [0].
Secondary Characteristics: Damage 1d-2/1d; BL 20 lbs.; HP 10 [0]; Will 11 [0]; Per 11 [0]; FP 10 [0]; Basic Speed 5 [0]; Basic Move 5 [0].
Advantages: 15 points chosen from among Charisma [5/level], Fashion Sense [5], Gifted Artist Talent [5/level], High Manual Dexterity [5/level], Indomitable [15], Patron [Varies], Reputation [Varies], Sensitive [5], Single Minded [5] and Versatile [5].
Disadvantages: -25 points chosen from among Addiction [Varies], Alcoholism [-15], Compulsive Carousing [-5*], Cowardice [-10*], Impulsiveness [-10*], Jealousy [-10], Laziness [-10], Loner [-5], Manic Depressive [-20], Nightmares [-5*], Pacifism (Any) [Varies], Selfish [-5], Skinny [-5], Wealth [Varies] or -1 ST or HT [-10].
Primary Skills: one of Architecture (A) IQ+2 [8]-13, Artist (H) IQ+1 [8]-12, Musical Composition (H) IQ+1 [8]-12, Photography (A) IQ+2 [8]-13, Poetry (A) IQ+2 [8]-13, Writing (A) IQ+2 [8]-13, or eight points in any other 'creative' skill.
Secondary Skills: any two of Artist (H) IQ [4]-11, Connoisseur (A) IQ+1 [4]-12, Group Performance (A) IQ+1 [4]-12, Literature (H) IQ [4]-11, Musical Instrument (H) IQ [4]-11, and Observation (A) Per+1 [4]-12.
Background Skills: any two of Body Language (A) Per [2]-11, Carousing (E) HT+1 [2]-11, Carpentry (E) IQ+1 [2]-12, Connoisseur (A) IQ [2]-11, Fast-Talk (A) IQ [2]-11 Linguistics (H) IQ-1 [2]-10, Philosophy (H) IQ-1 [2]-10, Research (A) IQ [2]-11, and Scrounging (E) Per+1 [2]-12.

Notes: Painters, sculptors, photographers, poets, novelists and composers can all be represented by choosing the appropriate skills for this template. Note that some skills may be taken more than once, as artists frequently have multiple specialities within a field.