Quote:
Originally Posted by ssveter
I would have to reject that in favor of the fact that the subject is transformed into critters. Thus is not an affliction.
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But as you mentioned, that's just flavour. Mechanically it is save or die.
So you use a greater transform body (flavour of effect) afflicting instant death (+300%), duration still identifies how long the swarm remains active.
Of course going with damage has the potentially interesting and horrifying effect of allowing the person to suffer damage and not die, so chunks of their own flesh turn into vermin and run off leaving gaping wounds.