Quote:
Originally Posted by vicky_molokh
You seem to be assuming a poor person borrowing money for this. I'm envisioning a corp choosing whether to invest into something expecting 10-20% annual return on investment, or replacing some of its workers for a 24% annual return on investment (expressed as salary savings).
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Opportunity cost. Whether you're using money in hand for this rather than something else, or borrowing money makes no difference ideally and not very much practically.