[larsdangly]

I respectfully disagree, on the principle that the sorts of things we're talking about (fear, reactions to fear, etc.) have to do with the character's emotional states and reactions, and so fall under an umbrella that some games relegate to ad hoc player decisions and role playing rather than concrete rules. There are games that funnel these situations through rules and games that don't, and I'd say its a question of taste as to which is better. Rules for fear, madness, etc. can be interesting. But no amount of them is as good as a skilled, involved role player.

Edit: also, at least the original ITL provides a suggested auxiliary set of rules for this sort of thing; all you have to do is assign characters 3-18 scores for things like Bravery, Sanity, etc. and perhaps buff up the suggested rules for using those kinds of secondary stats. I don't know if this stuff will make it into the new edition, but it is there in the 1980 version.