[whswhs]

I'm pretty basic. My players get an average of 2-3 points per session: 1 for participating, one for acceptable roleplaying, one for good roleplaying, maybe one for doing something ingenious and/or heroic. I restrict their spending them in two ways: They can only add one level to anything per session, and they can only raise a skill if they've made actual plot-relevant use of it. On the other hand, if they establish that their characters are studying something formally, I mostly use the monthly study rolls system in Back to School.

I haven't found this to be a problem. Some of my players have ended up with several sessions worth of unspent points because they haven't spotted the thing they want to buy, or because they're saving for a Talent or attribute.