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Originally Posted by sir_pudding
Doesn't this create a problem for knight characters built on a budget? Also should the value of the mount really be that much more than the riders arms and armor, or the ransom value of the knight himself?
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Knight character built with wealth below Filthy Rich
should be having problems.
An ahistorical fantasy knight with a warhorse and harness but no land to support him should be looking at Ally and/or Signature Gear for his horse and equipment.
As for arms and armour, I allow Fine and Very Fine armour, so the finest plate harness can reach $100,000 easily. Fine Plate harness would be more typical, but that's still going to cost $10,000+.
Ransom values don't figure large in my usual gaming, but I note that ancient Romans were ransomed for sums that reach millions of GURPS $ if we use the values for the sestertius given in
GURPS Rome. If I remember correctly, a possibly apocryphal legend about Caesar indicates that some pirates charged a standard price for non-senatorial members of noble families that was about $60,000.