Re: Cost of HT.
The real issue with health is you can sell back the traits. Consider the new meta trait HT! This is [HT+1 -1 FP, -.25 basic speed, +1 Easy to Kill] HT! costs a grand total of 0 cp per level and 3 books being thrown at your head. IQ OTOH, doesn't allow you to sell back Engineering. Anyway if someone has easy to kill, -FP, and and -basic speed glare at them. Or enforce a disadvantage limit.
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